First Heritage Federal Credit Union

Cash Back or High Dividends

Earn more with an APEX Rewards Checking Account!

Kick Those High Rates to the Curb

Get 1.99% APR* for 12 months when you transfer your balance to First Heritage.

*APR = Annual Percentage Rate
Share certificate special interior banner.

Earn 4.34% APY* for 6 Months

Grow your savings this year with a certificate from First Heritage.

*APY = Annual Percentage Yield

Check All The Boxes

Meet your long term goals. Have our CFS advisor take a closer look at your finances.

Thank you for voting us the Best of the Twin Tiers for three years in a row. We're honored to serve our community!
Hear from our members.

Rates that are worth showcasing

*Annual Percentage Rate
**Annual Percentage Yield

debit/credit cards icon illustration
VISA BALANCE TRANSFER

1.99%

12 month introductory APR*

online banking icon illustration
APEX CASH

3.00%

APY**

stack of money icon illustration
APEX CASH BACK

 3.00%

CASHBACK

coin icon illustration
6 MONTH CERTIFICATE

4.34%

APY**


Best of twin tiers

Thank you to everyone who nominated us for Best of the Twin Tiers! With your help and support, First Heritage has made it into the voting round for three different categories!
 

2025 Scholarships

First Heritage is participating in the New York Credit Union Association’s statewide college scholarship program, where we will be offering three $1,000 scholarships for college-bound students.
 

Kick for a Cause Kickball Tournament

Eight institutions came together to raise $4,000 for the Corning Guthrie Cancer Center to help them with providing resources, treatments and other support services for those battling cancer in our community.

Financial education to keep you moving forward.

young woman sitting on the couch with a laptop in front of here while she writes on a piece of paper
building icon illustration

Short interactive courses tailored to fit your goals

Managing your finances can be overwhelming. Having some basic financial knowledge can help make the experience easier. Our short interactive learning modules will help you build the foundation you need for long-term financial success.
















Hear it straight from our loyal members.

Real Members. Real Stories.

Robert

The Best Member Experience
star icon illustration

David

The Best Digital Banking
ribbon icon illustration

Lorraine

More Than Just a Member









Dollars and Sen$e: our financial blog just for you.

For financial education articles on topics such as retirement, saving for your child's education and much more.

Man working on a laptop holding coffee mug
Young woman using laptop in living room

Thank you for your submission!

We will be in touch with you soon.

Still looking around?

Here's a few suggestions from our team!

chat bubble icon illustration
Call or message us.
We’re here to help!

star icon illustration
Life is better with a
FHFCU membership!

building icon illustration
Stop by and
say hello.

online banking icon illustration
Make a loan payment with your debit or credit card.

calendar icon illustration
Come in and
meet with us.

Community keeps us going.