First Heritage Federal Credit Union

SCORE Up To $50!

When you open a SCORE youth account, First Heritage will MATCH your first deposit up to $50 into your SAVE account!
 
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Home Loans for Every Stage of Your Life

Get 0% APR* introductory rate for 6 Months with a Home Equity Line of Credit!
 
*APR = Annual Percentage Rate

Meet Our Mortgage Team

Our team of experts are here to help make your home buying dreams a reality!
 

Get 0% APR* for 90 Days and 0 Payments!

Refinance your auto loan and bump up your savings with a new & used auto loan from First Heritage!
 
*APR = Annual Percentage Rate

Thank you for voting us the Best of the Twin Tiers for four years in a row. We're honored to serve our community!
Hear from our members.

Rates that are worth showcasing

*Annual Percentage Rate
**Annual Percentage Yield

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VISA BALANCE TRANSFER

1.99%

12 month introductory APR*

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apex cash

3.00%

APY**

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apex cash back

 3.00%

CASHBACK

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18 MONTH CERTIFICATE

 

4.00%

APY**


home buying seminar

Join us on Thursday, April 3rd at the Ill Eagle Taphouse for our Home Buying Seminar! Spend the evening with home industry experts to learn the ins and outs of purchasing a home.
 

FREE MOVIE DAY

First Heritage SCORE Youth Member and family are invited to join us for a free showing of A Minecraft Movie at Regal Cinemas at the Arnot Mall in Horseheads!
 

Shred Days Are Back

Join us for our upcoming shred days, your chance to declutter and safely destroy your documents with sensitive information.
 



















Hear it straight from our members.

Real Members. Real Stories.

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James

"Member service was unmatched to any I've previously had at any financial institution. Thank you for making my experience so easy, pleasant and seamless!"
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Megan

"The people go above and beyond to help you through the process. They make you feel at ease!"
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Andrew

"The credit union, the people and safeguards are above and beyond what anyone could ask for or expect."









Dollars and Sen$e: our financial blog just for you.

For financial education articles on topics such as retirement, saving for your child's education and much more.

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Call or message us.
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Life is better with a
FHFCU membership!

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Stop by and
say hello.

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Make a loan payment with your debit or credit card.

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Come in and
meet with us.

Community keeps us going.