First Heritage Federal Credit Union

APEX Rewards Checking

With our APEX checking accounts, choose between high dividends or cashback!
 
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Put your Home's Equity to Work

Get 0% APR* for 6 months with a Home Equity Line of Credit!
 
*APR = Annual Percentage Rate

Leaf Your Debt Behind

Transfer your Visa balance and get 1.99% APR* for 12 months and a chance to have your credit card balance paid off up to $5,000!**
 
*APR = Annual Percentage Rate

Meet Our Mortgage Team

Our team of experts are here to help make your home buying dreams a reality!
 

Thank you for voting us the Best of the Twin Tiers for four years in a row. We're honored to serve our community!
Hear from our members.

Rates that are worth showcasing

*Annual Percentage Rate
**Annual Percentage Yield

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VISA BALANCE TRANSFER

1.99%

12 month introductory APR*

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apex cash

3.00%

APY**

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apex cash back

 3.00%

CASHBACK

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18 MONTH CERTIFICATE

 

3.77%

APY**




ACE Awards

First Heritage is excited to present our Quarterly Ace Award Winners! The ACE awards are given to those among us who have shown an Amazing Commitment to Excellence, by going above and beyond their standard responsibilities. 
 

20th Annual Everyday Heroes

First Heritage would like to recognize all the students from our 20th annual Everyday Heroes event. These students were selected based on their community involvement, tutoring and mentoring, and kindness shown to others. Congratulations to our 2025 Everyday Heroes!
 



















Hear it straight from our members.

Real Members. Real Stories
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Melanie

"It's wonderful to always be greeted by folks who know your name, ask about family and treat you like family."
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Todd

"Employees always have smiles and are super friendly and helpful! I will never bank anywhere else again. You guys rock!"
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Heather

"It's my 25th anniversary with First Heritage, and it has always been a pleasant experience. I would not trade it for anything."









Dollars and Sen$e: our financial blog just for you.

For financial education articles on topics such as retirement, saving for your child's education and much more.

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Call or message us.
We’re here to help!

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Life is better with a
FHFCU membership!

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Stop by and
say hello.

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Make a loan payment with your debit or credit card.

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Come in and
meet with us.

Community keeps us going.