First Heritage Federal Credit Union

Refer a Friend

Refer friends and family for a new APEX rewards checking account and earn a $50 reward for each referral.
 
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Earn More with APEX

You're eligible to earn higher dividends or cash back with an APEX Cash or APEX Cash Back checking account!
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Get 1.99% APR* for 12 Months!

Transfer your high rate credit card balance to a First Heritage credit card and save.
 
*APR = Annual Percentage Rate

Get 0% APR* for 90 Days and 0 Payments!

Refinance your auto loan and bump up your savings with a new & used auto loan from First Heritage!
 
*APR = Annual Percentage Rate

Thank you for voting us the Best of the Twin Tiers for four years in a row. We're honored to serve our community!
Hear from our members.

Rates that are worth showcasing

*Annual Percentage Rate
**Annual Percentage Yield

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VISA BALANCE TRANSFER

1.99%

12 month introductory APR*

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apex cash

3.00%

APY**

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apex cash back

 3.00%

CASHBACK

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18 MONTH CERTIFICATE

 

4.00%

APY**


Help Protect Our Credit Union

There’s a growing movement in Congress to impose new taxes on credit unions like ours. This proposed change threatens the very structure that makes credit unions unique and valuable to you as a member. 
 
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ACE Awards

First Heritage is excited to present our Quarterly Ace Award Winners! The ACE awards are given to those among us who have shown an Amazing Commitment to Excellence, by going above and beyond their standard responsibilities. 
 

20th Annual Everyday Heroes

First Heritage would like to recognize all the students from our 20th annual Everyday Heroes event. These students were selected based on their community involvement, tutoring and mentoring, and kindness shown to others. Congratulations to our 2025 Everyday Heroes!
 



















Hear it straight from our members.


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James

"Member service was unmatched to any I've previously had at any financial institution. Thank you for making my experience so easy, pleasant and seamless!"
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Megan

"The people go above and beyond to help you through the process. They make you feel at ease!"
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Andrew

"The credit union, the people and safeguards are above and beyond what anyone could ask for or expect."









Dollars and Sen$e: our financial blog just for you.

For financial education articles on topics such as retirement, saving for your child's education and much more.

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Call or message us.
We’re here to help!

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Life is better with a
FHFCU membership!

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Stop by and
say hello.

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Make a loan payment with your debit or credit card.

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Come in and
meet with us.

Community keeps us going.