Home Loan Preparing
Don't get overwhelmed when getting prepared to buy a home. We have resources to assist you in your home buying journey including a team of mortgage experts with years of experience.
Preparing For Your Home Buying Journey
Pre-approval:
What Is a Pre-approval?
A pre-approval shows how much you'll be eligible to borrow when you decide to make an offer on a home. Your pre-approval is based on your credit score, income, assets, debts, employment history and other financial information. Although the pre-approval letter lets you know how much you can borrow, it's not a commitment to lend. This letter is good for at least 30 days and as long as 120 days if you stay in touch with your lender. After that, we would need to pull your credit again to confirm that nothing about your financial situation has changed.
Getting Pre-approved
Click on the Button Below to visit our mortgage application portal. First time applicants will create a username and password to access the portal. Please note this is not your online/mobile banking username and password. You can check the status of your application, communicate with your mortgage lender and upload any required documentation.
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Application Checklist:
Visit the Consumer Financial Protection Bureau to download your home loan toolkit: a step by step guide.