Swipe into the Holidays

Swipe into the Holidays

You Could Win $1,000!

Official Sweepstakes Rules

No purchase necessary to enter/win.  All entries have an equal chance of winning.  Odds of winning depend on the number of entries.

Eligibility: Open to all legal U.S. residents, who are at least eighteen (18) years old at the time of entry.  First Heritage Federal Credit Union employees, Board Members, Supervisory Committee Members, and their immediate family members are not eligible.  Subject to applicable federal, state and local laws and regulations.  Winner must be in good standing with First Heritage Federal Credit Union to be eligible with no delinquencies on loans or negative balances on primary accounts.  Void where prohibited.  Participation constitutes entrant’s full and unconditional agreement to these Official Rules.  Sponsor’s decisions are final and binding in all matters in relation to the Sweepstakes.  Winning is contingent upon fulfilling all requirements set for herein.

Sponsor: First Heritage Federal Credit Union: 202 Denison Pkwy E, Corning, NY 14830

How To Enter:  If you are a new or existing member with a First Heritage Federal Credit Union debit card for your checking account and use your debit card for purchases of at least $5.00 that post and settle to your account between November 1^st and December 31^st , 2024, you will be automatically entered for the grand prize of $1,000. Each transaction of $5.00 or more will earn you an entry into the drawing. A purchase is a point of sale transaction.  ATM transactions do not qualify. 

OPT OUT: If you do not wish to receive one automatic entry by making a purchase with a First Heritage debit card, you must email marketing@fhfcu.org , or mail us at Marketing Contest/Do not Enter, First Heritage FCU, 202 Denison Pkwy E, Corning, NY 14830 and instruct us not to enter you.

MAIL IN METHOD: To enter without making a payment with a First Heritage debit card, hand print your name, address, day and evening phone numbers, email address, and date of birth on a 3”x5” card and mail in in an envelope with proper postage to Marketing Contest, First Heritage Federal Credit Union, 202 Denison Pkwy E, Corning, NY 14830.  You will receive one entry into the grand prize drawing for each envelope you mail-in.  All mail-in entries must be handwritten and must be postmarked by December 31, 2024.

Grand Prize:  First Heritage will randomly select one grand prize winner from all entries received throughout the contest period.  One (1) grand prize winner will receive $1,000 deposited into their First Heritage Federal Credit Union checking account.  Federal, State, and Local Taxes and all other expense not specified herein are solely the winner’s responsibility.  First Heritage Federal Credit Union reserves the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the contest and/or redemption of the Grand Prize.  All decisions are final and binding. First Heritage shall not be responsible or liable for late, lost misdirected or unsuccessful efforts to notify winner.  Winner must claim prize within 30 days of drawing.

Winner Selection:  Drawing will be held on or before January 15^th, 2025.  Winners need not be present at drawing to win; winners will be contacted via phone, email or mail within five (5) business days of the drawing date.  Winners must contact First heritage Federal Credit Union, sign a publicity release, and provide/have a photo taken within (5) business days of being notified by First Heritage Federal Credit Union about winning the contest, or forfeit their winnings and a new winner will be drawn.  Photo’s of winners’ names (first name) can be posted to social media or used in other marketing purposes following the delivery of the winnings.

No transfer, assignment, or substitution of prizes (or portion thereof) is permitted.  Sponsor reserves the right to substitute a prize for one of equal or greater value if the designated prize becomes unavailable for any reason.  First Heritage Federal Credit Union has the right, in its sole discretion, to cancel or discontinue this contest at any time for any reason.  The name of the winner can be obtained by sending a self-addressed, stamped envelope to: Marketing Contest, First Heritage Federal Credit Union, 202 Denison Pkwy E, Corning, NY 14830.

Limitations of Liability:  First Heritage Federal Credit Union is not responsible for: (1) any incorrect or inaccurate information, whether caused by entrants, printing errors or by any of the equipment or programming associated with or utilized in the Sweepstakes; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3) unauthorized human intervention in any part of the entry process or the Sweepstakes; (4) technical or human intervention error which may occur in the administration of the Sweepstakes or the processing of entries; (5) late, lost, undeliverable, damaged or stolen mail; or (6) any injury or damage to persons property which may be caused directly or indirectly, in whole or in part, from the entrant’s participation in the Sweepstakes or receipt or use or misuses of any prize.  If for any reason an entrant’s entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant’s sole remedy is another entry in the Sweepstakes, if it is possible.  No more than the stated number of prizes will be awarded.  In the event that productions, technical, seeding, programming or any other reasons cause more than the stated number of prizes as set forth in these Official Rules to be available and/or claimed, Sponsor reserves the right to award only the stated number of prizes by a random drawing among all legitimate, un-awarded, eligible prize claims.

Insured by NCUA.