Save a little today, so you can enjoy more tomorrow.
Many of us look forward to the day when we’ll be spending time with the grandkids and not time sitting in traffic on the way to the office. However, retirement does not simply begin at 65; it’s a journey that begins today. At First Heritage Financial Services, our CFS* Financial Advisor can help you prepare for your retirement and uncover ways to catch-up.
Planning Your Retirement
- Creating a Financial P.L.A.N. (Pay yourself first, Live within your means, Assure your families stability, and Never stop learning).
- Helping you uncover the maximum contribution your allowed from your workplace. retirement plan and Individual Retirement Accounts.
- Uncovering ways to take advantage of annual catch-up contribution provisions.
- Discussing ways to create multiple income streams.
- Which investment strategy is appropriate for you, your family, and your future.
- Various asset allocation models and investment vehicles used to plan for a comfortable retirement.
- Your risk tolerance and time horizon.
- The ups-and-downs of the market and how they may affect your long and short-term goals.
Educational Resources:
PLANNING FOR RETIREMENT
Most people plan to save for—or want to save for—retirement. But research shows that many people, including those approaching retirement age, do not have enough savings set aside for retirement.
retirement income strategies
There are many different ways of looking at retirement, from a financial standpoint, retirement means sustaining yourself by distributing money you’ve earned, saved, and invested after you withdraw from active working life.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA(Opens in a new Window) / SIPC(Opens in a new Window)) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional, information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.